Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. What is a Broker? Do you know what a Broker is? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.